← Scam dictionary

How advance-fee scams work.

The Nigerian prince email is an advance-fee scam. It offers a huge reward, but asks you to pay first.

1Barrister James Okoro

2Confidential inheritance notice

A late client who shares your surname left £8.4 million. To release the funds, reply today and pay the £460 legal certificate fee.

3Reply confidentially

Three warning signs

  1. A stranger says you can claim an inheritance, prize, or frozen fortune.
  2. The sum is huge, but the story needs secrecy and a fast reply.
  3. You must send money, ID, or bank details before you get anything.

This made-up message uses a known scam pattern. It shows no real person, firm, or email.

Why it works

The huge reward makes the first fee feel small. Once you pay, a new tax, form, or transfer problem appears.

What to do now

  1. Do not reply, pay, or send identity documents.
  2. If you paid, call your bank now and ask them to stop the transfer.
  3. Keep the email and payment records, then report the fraud.
Action Fraud: Advance-fee fraud ↗

Klar catches spam in Apple Mail.

Klar moves spam and phishing to Junk. It cannot check who a person is or get stolen money back.

Download on the App Store